Apple Wallet may be getting one of its biggest upgrades since Apple Pay
Apple Wallet could soon become much more useful for everyday payments, especially when it comes to splitting restaurant bills, group expenses, and shared purchases. Apple is reportedly preparing a major new feature for iPhone users that would allow the Wallet app to scan a bill using the camera and automatically divide the total between multiple people.
The feature is expected to arrive with iOS 27, Apple’s next major iPhone software update, which is anticipated to be introduced at WWDC on Monday, June 8. If announced, it could become one of the most practical Apple Wallet updates since Apple Pay launched in 2014.
The idea is simple but powerful. Instead of manually calculating who owes what after dinner, users would be able to scan a receipt or restaurant bill with the iPhone camera. The Wallet app would then identify each item on the bill, including dishes, drinks, and prices, and allow users to assign individual items to the people who ordered them.
Once everything is assigned, iOS would automatically send payment requests through Messages. Each person could then pay their share with just a few taps, making the process faster and less awkward than passing a receipt around the table or using a separate calculator app.
The feature is expected to work through either the Apple Wallet app or Apple’s Messages app, making it feel like a natural part of the iPhone experience. For payments, Apple is expected to rely on Apple Cash, its peer-to-peer money transfer service that lets iPhone users send and receive money directly.
However, there may be one major limitation. Apple Cash is currently available only in the United States, which means the new bill-splitting feature may also be limited to U.S. users at launch. If Apple decides to bring the feature to other countries, it may need to adjust how payments are handled in regions where Apple Cash is not supported.
The feature could help Apple compete more directly with popular money-sharing apps such as Venmo, especially among users who already rely on iMessage and Apple Pay. By building bill splitting directly into Wallet and Messages, Apple could make shared payments feel more seamless for iPhone owners.
Still, there is one challenge: Android support. Since the feature is expected to be built around Apple’s ecosystem, there are no current signs that Apple plans to release a version for Android devices. That could limit its usefulness in mixed groups where not everyone uses an iPhone.
Even with that limitation, the upcoming Apple Wallet bill-splitting feature could become a favorite tool for iPhone users. If it works as described, it would remove the hassle from group payments and turn the iPhone into a smarter, more convenient way to manage shared expenses.
With iOS 27 expected to bring several major upgrades, this Wallet feature may be one of the most practical additions for daily life. For anyone who regularly splits dinner bills, shares travel costs, or manages group purchases, Apple’s next Wallet update could make payments faster, cleaner, and far less stressful.
